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Ellington Credit Company (EARN) Q3 2025 Earnings Call Transcript

November 20, 2025
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Ellington Credit Company (EARN) Q3 2025 Earnings Call Transcript
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Q2: 2025-11-19 Revenues Summary

EPS of $0.23 beats by $0.03

| Profits of $ 11.88 M (150.04% Y/Y) beats by $762.80 K

Ellington Credit Business ( EARN) Q3 2025 Revenues Call November 20, 2025 11:00 AM EST

Business Individuals

Alaael-Deen Shilleh – Partner General Counsel & & Secretary
Laurence Penn – CEO, President & & Trustee
Christopher Smernoff – Chief Financial Officer
Gregory Borenstein – Portfolio Supervisor

Teleconference Individuals

Crispin Love – Piper Sandler & & Co., Research Study Department
Douglas Harter – UBS Financial Investment Bank, Research Study Department
Eric Hagen – BTIG, LLC, Research Study Department

Discussion

Operator

Excellent early morning, girls and gentlemen. Thank you for waiting. Invite to the Ellington Credit Business Second Fiscal Quarter ended September 30, 2025 Outcomes Teleconference. Today’s call is being tape-recorded. [Operator Instructions]

It is now my enjoyment to turn the flooring over to Alaael-Deen Shilleh, Partner General Counsel. Sir, you might start.

Alaael-Deen Shilleh
Partner General Counsel & & Secretary

Thank you. Before we start, I want to advise everybody that this teleconference might consist of positive declarations within the significance of the safe harbor arrangements of the Personal Securities Lawsuits Reform Act of 1995. These declarations are not historic in nature and include dangers and unpredictabilities detailed in our registration declaration on Type N-2. Real outcomes might vary materially from these declarations, so they need to not be thought about to be forecasts of future occasions. The business carries out no commitment to upgrade these positive declarations.

Joining me today are Larry Penn, President of Ellington Credit Business; Greg Borenstein, Portfolio Supervisor; and Chris Smernoff, Chief Financial Officer.

Our profits call– our profits teleconference discussion is readily available on our site, ellingtoncredit.com. Today’s call will track that discussion and all declarations and referrals to figures are certified by the crucial notification and end notes at the back of the discussion.

With that, I’ll turn it over to Larry.

Laurence Penn
CEO, President & & Trustee

Thanks, Alaael-Deen, and great early morning, everybody. We value your time and

Source: Seeking Alpha.

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